Social Security numbers for 2027
| What | 2027 |
|---|---|
| Cost-of-living adjustment (COLA) | 3.6%, starting with January 2027 benefits. See your new benefit |
| Maximum earnings taxed for Social Security | $192,300 (was $184,500 in 2026) |
| Earnings limit if you're under full retirement age | $25,560 a year. $1 of benefits is held back for every $2 above it. |
| Earnings limit in the year you reach full retirement age | $67,920 a year. $1 is held back for every $3 above it, counting only earnings before that month. |
| Maximum benefit at full retirement age | $4,188 a month |
| SSI federal payment | $1,029 a month for one person, $1,544 for a couple |
| Substantial gainful activity (disability) | $1,770 a month, or $2,950 if blind |
Medicare premiums for 2027
Medicare hasn't announced the 2027 Part B premium or the income brackets for the extra charge called IRMAA yet. It usually does in November. We'll update the table and the IRMAA calculator the day it's out. In 2026 the standard Part B premium is $202.90 a month.
Updated November 6, 2026. Sources: Social Security Administration, the 2027 COLA Fact Sheet; SSI Federal Payment Amounts for 2027; CMS, Medicare Deductible, Coinsurance and Premium Rates: CY 2026 Update. These are general figures, not financial, tax or legal advice.